Plutus Financial Financials

PLUT Stock   3.20  0.01  0.31%   
Plutus Financial Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April. At this time, Plutus Financial's Net Invested Capital is comparatively stable compared to the past year. Total Current Assets is likely to gain to about 75.9 M in 2026, despite the fact that Net Debt is likely to grow to (24.4 M).
 
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Plutus Financial Balance Sheet Chart

At this time, Plutus Financial's Net Invested Capital is comparatively stable compared to the past year. Total Current Assets is likely to gain to about 75.9 M in 2026, despite the fact that Net Debt is likely to grow to (24.4 M).
Key indicators impacting Plutus Financial's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.03230.0443
Way Down
Slightly volatile
Current Ratio4.254.78
Fairly Down
Very volatile
The essential information of the day-to-day investment outlook for Plutus Financial includes many different criteria found on its balance sheet. An individual investor should research Plutus Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Plutus Financial.

Net Income

(4.72 Million)

  
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Please note, the imprecision that can be found in Plutus Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Plutus Financial Group. Check Plutus Financial's Beneish M Score to see the likelihood of Plutus Financial's management manipulating its earnings.

Plutus Financial Stock Summary

Plutus Financial competes with American Bitcoin, Employers Holdings, Atlanticus Holdings, Gemini Space, and Southside Bancshares. Plutus Financial is entity of United States. It is traded as Stock on NASDAQ exchange.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINKYG7144S1030
Business Address80 Gloucester Road,
SectorCapital Markets
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.plutusfingroup.com
Phone852 2968 1192

Plutus Financial Key Financial Ratios

Plutus Financial Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets125.3M123.4M106.6M71.7M64.6M79.3M
Other Current Liab7.7M5.7M2.8M2.6M2.4M3.3M
Net Debt(11.4M)(10.3M)(10.9M)(28.5M)(25.6M)(24.4M)
Retained Earnings29.0M3.6M(2.4M)(7.9M)(7.2M)(6.8M)
Accounts Payable5.3M34.8M40.9M10.3M11.9M22.6M
Cash12.6M12.7M12.0M30.6M35.2M18.8M
Net Receivables105.7M67.9M47.4M18.5M16.6M15.8M
Other Current Assets4.7M39.4M43.2M15.5M17.8M25.7M
Total Liab19.9M43.3M45.9M16.5M19.0M31.5M
Net Invested Capital105.5M80.1M60.7M55.2M49.7M56.3M
Total Current Assets123.0M120.0M102.6M64.5M58.1M75.9M
Net Working Capital103.1M77.8M56.7M49.0M44.1M53.5M
Short Term Debt1.2M1.2M1.1M1.1M1.0M977.0K

Plutus Financial Key Income Statement Accounts

The reason investors look at the income statement is to determine what Plutus Financial's earnings per share (EPS) will be for research and analysis purposes. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, this information can be used for research and educational purposes even though its price per share may not have changed.
202120222023202420252026 (projected)
Tax Provision4.2M332K(1.1M)(1.1M)(1.0M)(951.6K)
Total Revenue43.0M19.3M21.9M9.7M8.8M8.3M
Gross Profit36.1M6.6M12.4M(1.4M)(1.3M)(1.2M)
Operating Income25.4M(1.0M)(7.3M)(7.2M)(6.5M)(6.2M)
Ebit25.6M(719K)(7.3M)(7.1M)(6.4M)(6.1M)
Ebitda27.3M(686K)(7.3M)(6.8M)(6.1M)(5.8M)
Cost Of Revenue6.9M12.7M9.6M11.2M12.8M10.0M
Income Before Tax25.7M(612K)(7.1M)(6.6M)(6.0M)(5.7M)
Net Income21.5M(944K)(6.0M)(5.5M)(5.0M)(4.7M)
Income Tax Expense4.2M332K(1.1M)(1.1M)(1.0M)(951.6K)

Plutus Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Plutus Financial's current stock value. Our valuation model uses many indicators to compare Plutus Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Plutus Financial competition to find correlations between indicators driving Plutus Financial's intrinsic value. More Info.
Plutus Financial Group is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Plutus Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Plutus Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Most indicators from Plutus Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Plutus Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Plutus Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.
Sales General And Administrative To Revenue is likely to gain to 0.64 in 2026, despite the fact that Tax Provision is likely to grow to (951.6 K).
 2023 2024 2025 2026 (projected)
Total Operating Expenses19.6M5.8M6.7M10.8M
Cost Of Revenue9.6M11.2M12.8M10.0M

Plutus Financial fundamental ratios Correlations

-0.650.90.720.91-0.850.420.30.55-0.48-0.42-0.12-0.480.85-0.270.6-0.650.480.730.710.91-0.511.00.060.91-0.47
-0.65-0.58-0.58-0.610.770.110.07-0.420.05-0.04-0.280.05-0.420.58-0.761.0-0.37-0.77-0.56-0.610.1-0.640.43-0.580.82
0.9-0.580.410.99-0.670.250.460.18-0.32-0.37-0.04-0.320.88-0.190.31-0.580.120.740.40.99-0.490.9-0.040.99-0.46
0.72-0.580.410.39-0.680.26-0.290.97-0.38-0.17-0.02-0.380.32-0.590.64-0.580.940.61.00.39-0.120.72-0.210.39-0.54
0.91-0.610.990.39-0.730.320.530.16-0.37-0.41-0.09-0.370.93-0.110.41-0.610.090.690.371.0-0.560.910.061.0-0.41
-0.850.77-0.67-0.68-0.73-0.49-0.34-0.540.640.550.330.64-0.740.13-0.840.77-0.43-0.48-0.66-0.730.65-0.85-0.04-0.740.37
0.420.110.250.260.32-0.490.690.24-0.89-0.87-0.85-0.890.630.60.340.110.14-0.270.260.32-0.80.450.610.370.53
0.30.070.46-0.290.53-0.340.69-0.43-0.6-0.76-0.67-0.60.740.760.060.07-0.53-0.21-0.30.53-0.840.330.510.560.49
0.55-0.420.180.970.16-0.540.24-0.43-0.33-0.09-0.02-0.330.12-0.560.58-0.420.990.440.970.160.00.54-0.160.16-0.43
-0.480.05-0.32-0.38-0.370.64-0.89-0.6-0.330.970.921.0-0.58-0.46-0.360.05-0.210.19-0.37-0.370.9-0.52-0.35-0.42-0.38
-0.42-0.04-0.37-0.17-0.410.55-0.87-0.76-0.090.970.940.97-0.63-0.6-0.21-0.040.030.24-0.16-0.410.96-0.46-0.38-0.47-0.47
-0.12-0.28-0.04-0.02-0.090.33-0.85-0.67-0.020.920.940.92-0.37-0.73-0.09-0.280.080.54-0.02-0.090.85-0.16-0.46-0.15-0.7
-0.480.05-0.32-0.38-0.370.64-0.89-0.6-0.331.00.970.92-0.58-0.46-0.360.05-0.210.19-0.37-0.370.9-0.52-0.35-0.42-0.38
0.85-0.420.880.320.93-0.740.630.740.12-0.58-0.63-0.37-0.580.210.45-0.420.020.420.30.93-0.750.860.350.94-0.08
-0.270.58-0.19-0.59-0.110.130.60.76-0.56-0.46-0.6-0.73-0.460.21-0.20.58-0.62-0.78-0.59-0.11-0.6-0.240.73-0.070.92
0.6-0.760.310.640.41-0.840.340.060.58-0.36-0.21-0.09-0.360.45-0.2-0.760.50.360.610.41-0.310.590.110.39-0.38
-0.651.0-0.58-0.58-0.610.770.110.07-0.420.05-0.04-0.280.05-0.420.58-0.76-0.37-0.77-0.56-0.610.1-0.640.43-0.580.82
0.48-0.370.120.940.09-0.430.14-0.530.99-0.210.030.08-0.210.02-0.620.5-0.370.440.950.090.130.47-0.190.08-0.46
0.73-0.770.740.60.69-0.48-0.27-0.210.440.190.240.540.190.42-0.780.36-0.770.440.590.690.150.7-0.480.66-0.91
0.71-0.560.41.00.37-0.660.26-0.30.97-0.37-0.16-0.02-0.370.3-0.590.61-0.560.950.590.37-0.10.71-0.210.37-0.54
0.91-0.610.990.391.0-0.730.320.530.16-0.37-0.41-0.09-0.370.93-0.110.41-0.610.090.690.37-0.560.910.061.0-0.41
-0.510.1-0.49-0.12-0.560.65-0.8-0.840.00.90.960.850.9-0.75-0.6-0.310.10.130.15-0.1-0.56-0.54-0.45-0.6-0.38
1.0-0.640.90.720.91-0.850.450.330.54-0.52-0.46-0.16-0.520.86-0.240.59-0.640.470.70.710.91-0.540.060.91-0.44
0.060.43-0.04-0.210.06-0.040.610.51-0.16-0.35-0.38-0.46-0.350.350.730.110.43-0.19-0.48-0.210.06-0.450.060.070.68
0.91-0.580.990.391.0-0.740.370.560.16-0.42-0.47-0.15-0.420.94-0.070.39-0.580.080.660.371.0-0.60.910.07-0.36
-0.470.82-0.46-0.54-0.410.370.530.49-0.43-0.38-0.47-0.7-0.38-0.080.92-0.380.82-0.46-0.91-0.54-0.41-0.38-0.440.68-0.36
Click cells to compare fundamentals

Plutus Financial Account Relationship Matchups

Plutus Financial fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets125.3M123.4M106.6M71.7M64.6M79.3M
Other Current Liab7.7M5.7M2.8M2.6M2.4M3.3M
Net Debt(11.4M)(10.3M)(10.9M)(28.5M)(25.6M)(24.4M)
Retained Earnings29.0M3.6M(2.4M)(7.9M)(7.2M)(6.8M)
Accounts Payable5.3M34.8M40.9M10.3M11.9M22.6M
Cash12.6M12.7M12.0M30.6M35.2M18.8M
Net Receivables105.7M67.9M47.4M18.5M16.6M15.8M
Other Current Assets4.7M39.4M43.2M15.5M17.8M25.7M
Total Liab19.9M43.3M45.9M16.5M19.0M31.5M
Net Invested Capital105.5M80.1M60.7M55.2M49.7M56.3M
Total Current Assets123.0M120.0M102.6M64.5M58.1M75.9M
Net Working Capital103.1M77.8M56.7M49.0M44.1M53.5M
Short Term Debt1.2M1.2M1.1M1.1M1.0M977.0K

Steps to analyze company Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Plutus Financial is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Plutus has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if Plutus Financial's financials are consistent with your investment objective using the following steps:
  • Review Plutus Financial's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand Plutus Financial's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare Plutus Financial's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Plutus Financial's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.
Today, most investors in Plutus Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Plutus Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Plutus Financial growth as a starting point in their analysis.

Price Earnings To Growth Ratio

8.06

At this time, Plutus Financial's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Plutus Financial March 5, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Plutus Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Plutus Financial Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Plutus Financial Group based on widely used predictive technical indicators. In general, we focus on analyzing Plutus Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Plutus Financial's daily price indicators and compare them against related drivers.

Additional Tools for Plutus Stock Analysis

When running Plutus Financial's price analysis, check to measure Plutus Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Plutus Financial is operating at the current time. Most of Plutus Financial's value examination focuses on studying past and present price action to predict the probability of Plutus Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Plutus Financial's price. Additionally, you may evaluate how the addition of Plutus Financial to your portfolios can decrease your overall portfolio volatility.